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FEMA Approves National Flood Insurance Program Waiver for Florida

Florida - Monday October, 2, 2022: Florida's Chief Financial Officer (CFO) Jimmy Patronis has announced that the Federal Emergency Management Agency (FEMA) has authorized the National Flood Insurance Program (NFIP) to approve Florida’s request for a waiver allowing policyholders within the program to access a portion of their claims without going through the full claims process.

This waiver was issued following a joint request by the offices of Governor Ron DeSantis and CFO Jimmy Patronis.

"FEMA granted a waiver that will allow National Flood Insurance Program policyholders to access tens-of-thousands of dollars upfront without having to go through a normal claims process or involving an adjuster," said Patronis. "This process cuts through a lot of red tape, and provides critical funding to policyholders who can provide FEMA with basic information of out-of-pocket expenses related to repair or replacement of NFIP-insured property."

This program provides NFIP Standard Flood Insurance Policy Holders $5,000 for combined building and contents losses, or up to $20,000 for policy holders who can provide FEMA with photographic evidence of claims and demonstrate proof incurred out-of-pocket expenses related to repair or replacement of property insured under a Standard Flood Insurance Policy.

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